Groups are based on factors like engine size and value. Protect your road bike or scooter with our Comprehensive or Third party fire and theft cover. Get instant access to your current motorcycle insurance policy. Leading motorcycle insurance companies will offer an array of. Specialized coverage for riders with challenging profiles. Compare 20+ prices with UK insurance providers. Learn More. Whether you’re an experienced rider or still learning, we have the coverage you need to get out on the open road in Ontario. Motorbike insurance can provide a variety of benefits including property damage liability, bodily injury liability, uninsured motorist coverage, and medical payments. We researched and reviewed the best motorcycle insurance companies to sign up for, taking into account coverage types, price, policy customization options, and more. This pays for 20% of the purchase price of a vehicle, up to a maximum £1,500. Great Service at an Affordable Rate. Read ahead to learn more. 1. You expect to be taken care of. Consumer Intelligence, May 2023. subsidiary. It provides you with cover for one day, which is usually a period of 24 hours from the moment your policy starts. Allstate: Best Overall. Best for Coverage Variety: Markel American. Call for a Moto Guzzi Motorcycle Insurance quote today0345 872 3614. Give our brokers a call today and we’ll find the motorcycle insurance coverage that. Insurance is defined as the equitable transfer of the risk of a loss, from one entity. Here are some super quick reasons why you should consider Pay As You Go insurance for you part-time riding. 937. Best for New Drivers: Harley-Davidson. Geico: Best for Daily Riders. The discount is applied at the point of sale by the dealership. Find out what else can affect the cost of your motorbike insurance . This amount is comparative to many basic personal accident plans available in the market, and only costs $64. 9 out of 5 240,413 reviews. Other Insurance. Find 24/7 support and insurance for you, your family, and your belongings. What’s more, you may require a 1-day motorbike insurance policy when you buy your bike. But it’s. Dave Williams, CEO and co-founder of Velosurance, estimates the cost of a basic policy to be about 7 to 8 percent of the value of the bike. They are Third-party Bike Insurance and Comprehensive Bike Insurance. In Illinois, your motorcycle policy must meet certain minimum liability coverage limits: $25,000 in bodily injury per person; $50,000 in total bodily injury per accidentThe A1 licence. $50,000 for bodily injury per accident. The Motorcycle Legal Foundation recommends a staggered formation where the leader rides in front to the left side of the lane. You could pay less than £41 for bicycles valued up to £1,500*. for 125cc bike insurance [3] £498/year £41. Book a call We'll call you. High 'new' purchase price. These are four companies offering motorbike insurance in Ireland: Carole Nash Insurance. [5] 51% of our customers were quoted less than £585. At The Guardian Insurance Group, our mission is very simple. Pay-per-mile insurance from an established company. The company offers discounts for members of law enforcement and the. Accident forgiveness. Harley-Davidson: Best for New Riders. Hop on — we're the #1 motorcycle insurance company in the U. We cover a full spectrum of motorcycles from: Street cycles; Harley Davidsons; Trike conversions; Cruisers; Classic bikes; Touring bikes; Dirt bikes; ATVs; Motorcycle insurance works very much like auto insurance in that it provides you with many of the. Bikes that fall into the higher number groups are often more expensive and higher performance bikes. 125cc insurance on a provisional licence. Harley-Davidson. Discounted Extras. Compare Bike Quotes. 937. Motorcycle track day insurance coverage is important because it can help protect you from costly damages or injuries. Yamaha R3 vs Kawasaki Ninja 400. The average price for motorcycle insurance from Progressive was $524 per year. Progressive: Best for Accident Forgiveness. Top Motorcycle Insurance for. Get. From the fantastic Honda PCX 125 to the Super Sport Honda Fireblade CBR1000, we’ll compare prices from top UK motorbike insurers to find the best quote for your bike. 50 year-old with 20 years of riding experience. When choosing a car to buy, use our tool to find out which cars are in the lowest insurance groups so you can be sure the cost of cover will be affordable. For around £30-35 you can get a policy that repays you £500 in the event of. They live and work where you do, and their expert advice given with a personal touch can make all the difference in getting you the insurance you really need. If a theft or attempted theft happens within a 500 metre radius of either address and the vehicle is not in a locked garage or building, you will not be able to claim for theft or attempted theft. 99/mo. We’ve put together a list of all the insurance groups for every motorcycle available for sale in the UK. 99/mo. Rider insures a wide range of motorcycles and ATV/Off-Road vehicles with insurance coverage options to satisfy the needs of our customers in Pennsylvania. we make it easy by working with the best motorcycle insurance carriers in the country, like Progressive Insurance, the top carrier when it comes to motorcycle insurance. These policies pay out when you have to cover the cost of paying excess. Email. The comprehensive insurance on your motorbike insurance policy provides $3,000 of coverage for custom equipment and upgrades you add to your bike. $5,000 for property damage. Updated July 27, 2023. Foremost: Best for Track Riders. It provides you with cover for one day, which is usually a period of 24 hours from the moment your policy starts. Rider 2 is 35 years old. 4. Docs sent immediately by email. Mountain Bike Insurance is $16. Life insurance. Nationwide’s AZ motorcycle insurance offers liability, collision and comprehensive options that have a variety of features such as safety apparel and custom equipment coverage. Cheap price is only one thing to consider when choosing the right motorcycle insurance policy. Based on a Forbes Advisor analysis, motorcycle insurance costs an average of $178 a month. As a motor insurance specialist, we dedicate ourselves to developing better prices, products and services for you. Once you create an account with Compare the Market, they will save your personal details to make it easier for you to find quotes on different bikes in the future. Motorcycle insurance groups range from 1 to 17 but the majority of Maxi Scooters are in the mid-range. If you need more coverage than that, our custom motorcycle insurance lets you protect your custom parts for up to $30,000 and custom bikes and converted or custom trikes up to $50,000. Tailor your Piaggio insurance with optional extras. Motorcycle insurance can cost anywhere from $85 to $2,000 per year or more. We’ll instantly show you your quote and send you a copy for your records. General advice does not take into account your. 30% of our motorbike insurance customers pay less than £100; with 68% paying less than £200 (based on June 2023 data of 99,628 total motorbike insurance premiums not including optional extras). Best for bundling: Geico Best for discounts: Harley-Davidson Insurance Best overall State Farm Motorcycle Insurance Learn More Cost The best way to estimate. Nationwide. The truth of the matter is there is. High running costs. We offer two tailored Motorcycle insurance plans, insuring all drivers from the beginners to the experienced. Online quotes for motorcycle, atv and bike insurance in Omaha Nebraska. Optional. Essentially most scooters over 200cc classify as a maxi scooter. It is ideal for all bikers who also have a car, including riders with motoring or criminal convictions, and includes: Insurance for motorbike modifications. State Farm motorcycle insurance. Motorcycle Insurance Tends to Be More Expensive than Car Insurance. Consider this if you want solid cover from a specialist motorbike insurer and free legal cover. com ; Call 623-777-2580;. If something happens while you’re on the track, this type of policy will help to cover the costs. How do I choose the right AXA. Provided by Quotezone. Harley-Davidson Insurance has affordable insurance options for all brands and types of motorcycles. 1 to 7 day motorbike insurance cover. Standard homeowner’s or tenant’s insurance policies typically cover bike theft/loss up to $1,000-$5,000, and this protection extends to when you’re traveling. Ride. Best Insurance for Specialty Motorcycles: Foremost. There are between 17 and 22 insurance groups for motorbikes and different insurers will class motorbikes differently. If you sell motorcycles or motorcycle accessories, riding gear, camping equipment and clothing, transport motorcycles,. Here at Oxford Auto Insurance, you don’t have to wait too long to get your SR-22 insurance in Chicago. Geico has the cheapest motorcycle insurance in Ohio by a sizable amount. With American Modern ® insurance, you can choose from one of three. Cheapest Motorcycle Insurance: Geico. Tell us about yourself, your motorbike and what type of insurance you need. The cheapest motorcycle insurance for young riders was determined by analyzing quotes for 18-year-old riders with a 50/100/25 full coverage policy and a $500 deductible for comprehensive and collision coverage. Protection, recovery & removal after accident (towing charges) Authority to repair (upto the authorised repair limit) For any inquiries or assistance, feel free to contact us. Docs sent over in minutes by email. Seasonal motorcycle insurance. Click the link to see UK motorcycle insurance groups and this list shows you all the maxi-scooter insurance groups so you can get an idea of which A2 motorcycles will be the cheapest to insure. Summary of the Best Motorcycle Insurance. However, motorcycle insurance premiums through our relationship with. Take out a motorbike insurance policy through Principal insurance by calling us now on 0818 945 950. Mahindra Insurance Brokers Ltd ( A Mahindra Group Company ) Corporate Office - II, A-202, Piramal Agastya Corporate Park, Kamani Junction, LBS Marg, Kurla. Cashless Repair and Reimbursement. But a study from the Department for. Generally, to take out classic scooter or moped cover, your vehicle will need to be at least 20 years old. 9 to 10 minutes. Off-road units include $1,000. Online two wheeler insurance policy offers coverage to the rider or owner of a motorcycle against various unpredictable damages due to unforeseen circumstances like theft, disasters etc. You will often find that motorcycle insurance groups seem to have no industry standard and the way that insurers apply pricing groups to motorcycles varies. Get insurance from a company that's been trusted since 1936. 91 for their bike insurance based in September. by MoneyGeek. Compare Bike insurance NI Quotes Now. New Haven has the state's most expensive rate at $948 per year, 33%. Other options include travel loss reimbursement, rental reimbursement, and transport trailer. You’ll probably find the biggest, more expensive machines in insurance groups 16-17, typically with engine sizes of 1000cc or above. Covers all types of bikes, including scooters, trikes, and superbikes. Motorbike News Reviews & Guides. You’ve found it—one of the most respected sources for information, tips, and suggestions on motorcycle insurance. Motor Legal Protection - giving you access to legal advice and covering legal costs up to £100,000. Determine your desired level of coverage. Harley Owners Group, Motorcycle Safety Foundation, or many others, you could qualify for savings on your coverage. Motorbike quick links Motorbike quick links. A standard motorcycle policy will typically cover: Bodily injury liability coverage. Bike insurance prices depend on each person’s circumstances. If you've tried to buy a bike in the past two years, most likely you came up empty or had a crazy long wait. MCE Motorcycle Insurance – Considered one of the best motorbike insurance companies in the UK. Most motorcycle insurers assign motorbike models to insurance groups from 1 to 17. However, while cars are categorised into one of 50 groups, the number of groups is much smaller for motorbikes. Essentially most scooters over 200cc classify as a maxi scooter. Harley-Davidson – Best for New Riders. Royal Enfield is the longest standing motorcycle company in the world and their flagship ‘Bullet’ motorcycle model is the longest standing production run of any motorcycle, since 1932! It is known for its classic / chopper like style, a versatile machine with great handling and performance. Visit the coverage page for a full list of motorcycle insurance coverage options. One of the main differences between a motorbike and a scooter relates to the type of driving licence you have. Optional extras like breakdown cover. The BMF Foundation’s aims and objectives are:-. UK Only. A standard motorcycle insurance policy from Progressive includes replacement cost coverage and $3,000 of custom parts protection at no additional cost. Click the button above to start a quote online, speak with a local agent or call 1-877-669-6877. Best Minimum Liability Motorcycle Insurance: Progressive. 10% unique discount code for Sportsbikeshop. We offer high coverage limits to meet your needs. But that’s just the tip of the. Mexico Tourist Auto Insurance and Mexico Watercraft Liability Insurance coverages are written through non-affiliated insurance companies and are secured through GEICO Insurance Agency, LLC. - Step 4: An insurance form will be displayed on the screen. These are ranked 1 - 17 or sometimes up to 22. $25,000 for property damage in an accident. The value of your motorbike. Multi-bike insurance Multi-bike insurance explained; Motorcycle Insurance Groups Motorcycle Insurance Groups explained; 1-Day Motorbike Insurance One day motorbike insurance does exactly what you'd expect. 77 ($26. Follow 3 simple steps to get bike insurance in a few minutes. That's $17 per month less than the state average. Motorcycle track day insurance can also help protect you from legal liability. We even offer exclusive road assist 24/7, 365 days a year in the event of a. Motorcycle insurance was designed to protect your bike…and you. Insurance with an extensive travel assistance network. Harley-Davidson – Best for New Riders. Find cheap insurance for your bike, scooter or moped. If you want to beat an expensive renewal quote or take out a new policy, our free comparison will get tailored prices from more than 20 motorbike insurers in minutes. Car Insurance. The steps for renewal of the bike insurance policy; 1. 43/month. The company offers discounts for members of law enforcement. You may choose to purchase additional coverage, but you must at least have the Tennessee required minimum motorcycle insurance requirements. Principal Insurance. As such, some may receive higher quotes than others. Compare home insurance quotes with £250 free excess cover. Replacement cost coverage for bikes two model years and newer does not expire. High insurance group factors: A car rated closer to group 50 will possess the following characteristics: Large size. There are 50 car insurance groups, but when it comes to motorcycles there are fewer and they work slightly more informally. £24. Property Damage Liability Coverage of $50,000, and; Personal Injury Protection of $100,000. The first thing motorcycle riders may notice is that a motorcycle policy will run you more money on average than traditional automobile insurance. Find your bike in the list below. Read general car insurance advice. July 23, 2020 Automotive. Harley-Davidson has the best rates for motorcycle insurance in Georgia, with an average of just $21 per month. Essentially most scooters over 200cc classify as a maxi scooter. With policy options such as collision, comprehensive and liability coverage, we can tailor the perfect policy for you. S. BMF Foundation. We understand that some customers like to compare motorbike insurance quotes online. Principal Insurance is a specialist broker and works with a. Responsible driver We'll reward you if you've had no motorcycle accidents or violations in the last three years. Online bike insurance policy provides coverage for all types of two wheelers, be it a scooty, scooter, motorcycle or a sports bike regardless of its personal or. Gravel Bike Insurance is $16. Farmers Insurance Group received an at-average score in J. The higher the group, the riskier your motorbike is considered and the more you can expect to pay. Motorcyclists are at an average of 60%. Compare motorcycle insurance from popular Australian brands. Find your bike in the list below. Our team was quoted $730 a year or $60. Van insurance. Geico is our top pick for motorcycle insurance in California because it offers low average rates and has a solid reputation. You can ride easy knowing your motorcycle. Off-road: KDX, KLX, KMX, KT, KX. The king’s comprehensive motorbike insurance covers you for accident damage, theft and hi-jacking, and for your liability to other parties following a motorbike accident. You can get a free online quote and save money on a new policy with GEICO. You may choose to purchase additional coverage, but you must at least have the Tennessee required minimum motorcycle insurance requirements. However, it was subsequently reported that: "The sale of Bennetts motorcycle. The lower. Between 2021 and 2022, the average annual cost for a liability-only motorcycle insurance policy at Progressive ranged from $127. Your information is secure. Best Motorcycle Insurance of 2023. Choose your policy, including any extras, then go ahead and buy. How you and your bike may be covered Theft and vandalism. Single 6 month payment. USAA: Best for Military Members. 07 ($10. From start to finish, our brokers handle the legwork to make sure you walk away satisfied. Medical payments coverage. 99/mo. The open road, the thrill of the ride—these are the things bikers live for. 20076; a Berkshire Hathaway Inc. If you’re thinking of getting a motorbike then you will need to familiarise yourself with the range of different insurance groups that they fall into. Insurance groups are based on the value and power of your motorbike, and the type of motorbike can affect its engine size and value. His offices are. Offering standard foreign trip cover at 183 days, optional helmet and clothing cover at a limit of £1000 and standard UK breakdown cover. Our caring staff will go over the options and help you make informed decisions. Paying motorbike insurance as one lump sum rather than by monthly instalments can result in savings as policyholders can avoid being charged for interest or finance. If you are looking for motorbike insurance, you can ask your car or home insurance provider if they can help, or cut out the middleman and go straight to a company that specialises in motorcycle insurance. Up to 5% discount on your motorcycle policy if you also insure your car with. Our team chooses Geico, Progressive, State Farm, Dairyland and Erie Insurance as the best motorcycle insurance companies based on cost, coverage and reputation. The best option for group 2+ motorcycles and drivers with a full, clean class A licence, and 2+ years No Claims Discount. $15,000 for property damage, $25,000 for bodily injury per person, and. Replacement costs of audio and visual equipment fitted by the manufacturer and up to £500 for non-standard equipment. Pay only for the bike insurance you need. With bikes there are between 17 and 22 different motorcycle insurance groups, and. In terms of our add-on personal accident coverage, you’ll get up to S$100,000 for death and/or loss of sight or limbs as a result of an accident while riding your motorcycle. AAMI LIFE INSURANCE AAMI Life Insurance products, other than in some circumstances the. Carole Nash Rider Cover. Compare Quotes. Foremost – Best for Track Riders. Farmers Insurance Group received an at-average score in J. For many years, riding a motorbike was considered more popular with younger age groups. Those wanting to insure a car as well can take advantage of their 6 wheel insurance for bike and car and could save you up to £100. The lower your insurance group number, the less expensive it should be to insure. Here are the top bike insurance companies in Germany: 1) Helpster – Accepting both new and used bikes, Helpster covers theft and normal wear and tear. So, a $3,000 bike can be insured for about $200 per year against physical damage and theft. Moped insurance Moped insurance explained; Multi-bike insurance Multi-bike insurance explained; Motorcycle Insurance Groups Motorcycle Insurance Groups explained; 1-Day Motorbike Insurance One day motorbike insurance does exactly what you'd expect. Markel – Best for Mechanical Breakdown Coverage. According to the Motor Vehicle Act of 1988, it is mandatory to have a third-party bike insurance policy for any. Pros and cons. 1. Tailor your KTM insurance with optional extras. Unfortunately, due to a high number of thefts in recent years, scooter insurance groups are climbing but generally speaking, scooters are cheaper to insure than motorcycles. Accessible online quotes and policy management. You also may be able to save money on your premiums if your motorcycle is stored in a garage, if you belong to certain rider groups, or if you have taken a safe rider course sponsored by the Motorcycle Safety Foundation. With MSRPs ranging from $2,500 to $24,000, your insurance rates could vary just as much. 24/7/365 Claim Service. Motorbike insurance groups typically range from one up to 17, but some insurers have groups that go up to 22. Compare Quotes. [1] Go. Simply select your make, model and type to see ratings for: Comprehensive Coverage Rating Group – The cost of comprehensive insurance. 1 51% of consumers could save up to £451. Occasionally, it can be down to the actual bike though - some are more expensive than they deserve through reputation or the type of rider they attract. Our Top Picks for the Best Motorcycle Insurance Companies. We’re here to support you every step of the way. With MSRPs ranging from $2,500 to $24,000, your insurance rates could vary just as much. Just some of the extra benefits available are: Multi-bike policies allow you to cover all your bikes of any type on one low-cost policy, including scooters, quads and trikes. Manage your policies, pay your bill and get ID cards, all in. Learn about Arizona motorcycle insurance minimums, what factors effect policy cost, and which providers are best for you as a rider in Az. Quote over the phone. 2023 Auto Claims Satisfaction. 00) and Personal Accident. Fill in all the personal details like your name, contact number, Aadhar card number, PAN number etc. 2015. Markel – Best for Mechanical Breakdown Coverage. Get a Motorcycle Insurance Quote. Newer models of the G310 R and G310 GS give newer riders access to the amazing BMW Motorrad brand. you can save up to 15% on your auto insurance. Insures you for medical expenses incurred as a result of an accident. insurance groups (Insurance group) In law and economics, insurance is a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. Unfortunately, due to a high number of thefts in recent years, scooter insurance groups are climbing but generally speaking, scooters are cheaper to insure than motorcycles. Best for multiple bikes: Markel. Bundle with your auto, home, or renters policy and see how much you could save!Now is your chance. We've been providing outstanding customer service for 85 years and we'll make sure you get the service you deserve. Off-road insurance discounts. Score: 97. Best Insurance Companies for Motorcycles. Read ahead to learn more. ©2023 GEICO. Usually, the price of motorcycle insurance in Ontario can range from $1,500 to $3,500 annually, which. 50 a month. To get a free, no-obligation quote from Dairyland, enter your ZIP code above or call InsuraMatch, a Travelers-owned agency, at 1-844-403-1464 to speak with a licensed agent. Get Quotes. The. About Admiral. The cost of 125cc motorbike insurance can vary based on several factors, such as your location, riding experience, the make and model of your bike, and your driving history. Feel the freedom of riding your motorcycle knowing that we have your insurance covered. Nationwide: Best for. For example, California requires the following minimum insurance amounts for motorcyclists: $15,000 per person injured in an accident. These are the typical insurance group ratings for the 10 most common motorbikes on UK roads: BMW R1200RT (Large Tourer) – Group 11. Yes. Get your quote online now to compare rates. Most electric motorcycles and mopeds qualify for the government’s plug-in grant. ) Progressive – Best for Accident Forgiveness. When you sign up in the Policyholder Service Center, your information is password protected. If you’re over 50 and looking for motorbike insurance, we can help you compare policies from up to 39 providers. Definition. Accidents can happen. Friendly, knowledgeable staff. As an insurance broker, we offer a wide range of policies – not just for bike insurance and classic car insurance but also cover for travel, vans and more. Progressive: Best for Accident Forgiveness. Visit The Guardian Insurance Group on Facebook; Contact. 10% unique discount code for Sportsbikeshop. Harley-Davidson has the best rates for motorcycle insurance in Georgia, with an average of just $21 per month. Our cover and prices are flexible to suit a wide variety of budgets. In addition, USAA has some of the. Nationwide offers Delaware scooter and motorcycle insurance to fit your unique needs. Bennetts was the first bike insurance broker to. Costs are highly dependent on the type of motorcycle you have (standard, sports or touring), the coverage you select and. Best for Track Riders: Foremost. Fully comprehensive motorcycle insurance. Markel has the highest rates in New Jersey, at $34 per month. When you compare car insurance quotes with motorcycle insurance, motorcycle insurance will almost always be more expensive at face value. We search our panel of insurers and find the most competitive price for you. In Arizona, the same mandatory insurance coverage rules for automobiles also apply to motorcycles. Devitt strives to provide competitive and affordable insurance premiums tailored to your specific needs and circumstances. Harley-Davidson: Best for New Riders. The majority of the US makes it mandatory by law to have insurance on your motorcycle, but regardless of the law, it’s still the right decision to have insurance. Street-driven units include $3,000 in accessory coverage. Should you fail to provide one, you will be fined between $5,000 and $25,000. Docs sent immediately by email. It is not compulsory, however, it offers greater protection than just third-party insurance. Average moped insurance costs vary, depending on the age and location of the rider. But it won’t cost you anything like what a wreck will cost you if you don’t have enough insurance. Let’s get started. Rider 1 is 24 years old. Get a quote Or, call 1-855-347-3939. Foremost: Best for Track Riders. Our analysis showed that the average cost of motorcycle insurance is $538 annually. 20 to add on per year. We offer liability, collision and comprehensive coverage that can protect your bike and your passengers in the event of an accident. Our Top Picks for the Best Motorcycle Insurance Companies. Motorcycle insurance, like auto insurance, can protect you when accidents happen. To get an A1 licence, you need a current CBT certificate, and to pass both the motorcycle theory test and a two-part practical test. Select products to bundle & save or call 1-866-561-7300. You can get a free online. A massive range of bikes from sports to tourers to scooters, BMW Motorrad have a solution for most popular styles of motorcycle. Motorbike Insurance. We’ve partnered with Compare the Market to help you understand insurance costs for your next bike. $50,000 for bodily injury or death to two or more people. Rated Excellent 21,991 reviews on. Third Party Liability Bike Insurance will cover you for your liability to pay compensation for loss or damage to someone else’s property as a result of an accident anywhere in Australia. If you have questions or concerns about your motorcycle insurance, contact one of our Licensed Advisors, Resource Center. Adventure: Tiger, Tiger Explorer and Tiger Sport Classics: Bonneville, Bonneville T100, Scrambler and Thruxton Cruisers: America, Rocket, Speedmaster and Thunderbird; Roadsters: Speed 94 and Speed Triple Supersports: Daytona Touring: Sprint and Trophy Whichever style is your favourite – be it an Adventure, Classic or Supersport. RV insurance. $50,000 for bodily injury or death to two or more people. When selecting a motorbike insurance policy, there are. Motorcycle insurance groups range from 1 to 17 but the majority of Maxi Scooters are in the mid-range. E2 – for riders over 250cc. The amount you pay for a motorcycle policy is based on many factors including. The best motorcycle insurance for most riders in Alabama is Progressive. Best “A” rated, US insurance company to provide a multi-risk policy offering protection to all types of cyclists. Progressive: Best for Accident Forgiveness. Plus discounts of up to 50% when you bundle your bike with your home or auto insurance. 2. About Motorcycle Insurance. Markel claims to specialize in motorcycle insurance, and that dedication truly shows through in its policy options. Across the country, motorcycle insurance costs can vary widely in price based on a number of factors. Insurers place all motorbikes into insurance groups, which helps them calculate how much insurance policies cost. Groups are based on factors like engine size and value.